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WANTED, NEW INSURANCE COMPANY

Posted: Wed Mar 25, 2020 5:44 pm
by Busman
We have the cars and ute, as well as Morayfield house with Youi, half the price of others, just a larger excess. That don't matter when you don't claim.

Just got KT ask, $300 more than last year for $15K less value ????????????

I don't think so.

Who is with any reasonable company ?

Bus they have down values to $135K agreed now as we only insured for $150K in the beginning, even though valuation was nearly $190 K, am feeling a little hard done by.

Re: WANTED, NEW INSURANCE COMPANY

Posted: Wed Mar 25, 2020 8:26 pm
by supersparky
We changed to CIL a few years ago, don't remember how much cheaper it was, but it was significant $$$.

Re: WANTED, NEW INSURANCE COMPANY

Posted: Wed Mar 25, 2020 11:27 pm
by dream4red
Hi William,
Try to get a few quotes online. The first time you take out a policy, they will give you great rates. You do have to watch them when renewing and if the price is ridiculous, go back online and change again.
Sorry that's a fact of insurance life. We are with APIA and every policy renewal that I get, I ring and ask for a better rate due to having so many things with them and I usually get a good discount. That phone call is worth the effort.
Good luck with it xxx

Re: WANTED, NEW INSURANCE COMPANY

Posted: Thu Mar 26, 2020 11:35 am
by Greynomad
Agree with Deborah,
Ring around every renewal time. You'd be surprised at the difference it makes.

If you have a factory-made m/h, as distinct from a home conversion, the Avida RV Club has a deal going through a broker in (I think) the Gippsland area. He deals with Allianz, and gets a special package with coverage for not only the vehicle but also contents up to $5,000 or $10,000 (depending on the package you choose), and toad with or without trailer. If you have just a trailer it's covered automatically. A car on a trailer must be separately insured, but the trailer it's on is included in the m/h policy at no extra cost.
You have to join the club (+/- $50pa from memory), and you can get Roadside Assist anywhere in Oz (guaranteed) for an extra $220.
We used it at Uluru, and they were there in 15 minutes, because they have a serviceman stationed there!

Re: WANTED, NEW INSURANCE COMPANY

Posted: Thu Mar 26, 2020 12:12 pm
by Busman
Thanks all, will do that as soon as this vintage is done. Home coach conversion Ray so no good there but thanks anyway.
Cheers
William

Re: WANTED, NEW INSURANCE COMPANY

Posted: Thu Mar 26, 2020 3:09 pm
by supersparky
Thanks for that info Ray. Will follow up.